Terms & Conditions

Introduction:

GLOBAL LIVING LIFE INSURANCE IS NOT AN INVESTMENT PROGRAM OR OPPORTUNITY. WE DO NOT OFFER INVESTMENTS NOR DO WE OFFER INVESTMENT ADVICE. ANY ADVICE TAKEN FROM THE CONTENT THAT IS OFFERED BY GLOBAL LIVING LIFE INSURANCE E-BOOKS IS PURELY 3RD PARTY CONTENT AND GLOBAL LIVING LIFE INSURANCE WILL NOT BE HELD LIABLE FOR ANY LOSSES INCURRED BY MEMBERS WHO USE THIS ADVICE.

 

Global Living Life Insurance will also be known here-with as GLLI. 

These terms and conditions govern your use of this website; by using this website and clicking on the Register button, you accept these terms and conditions in full.   If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

 

 User content:

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

 

License to use website:

 Unless otherwise stated, GLLI and/or its partners own the intellectual property rights in the website and material on the website.  Subject to the license below, all these intellectual property rights are reserved.

 You may view, download for caching purposes only, and print pages [or [OTHER CONTENT]] from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.  

 

You must not:

Republish material from this website (including republication on another website);

Sell, rent or sub-license material from the website;

Show any material from the website in public; Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;

Edit or otherwise modify any material on the website; or

Redistribute material from this website [except for content specifically and expressly made available for redistribution]. Where content is specifically made available for redistribution, it may only be redistributed within your organization.

 

Acceptable use:

 You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without  GLLI’s  express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without GLLI’s  express written consent.

 

Restricted access:

Access to certain areas of this website is restricted.  GLLI reserves the right to restrict access to other areas of this website, or indeed this entire website, at GLLI’s discretion.

If GLLI  provides you with a user ID and Password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and Password are kept confidential.  GLLI  may disable your user ID and Password in GLLI’s  sole discretion without notice or explanation.

 

Using personal information:

GLLI  may use your personal information to:

Personalize the website for you;

Enable your access to and use of the website services;

Send to you products that you purchase;

Supply to you services that you purchase;

Send to you statements and invoices;

Collect payments from you; and

Send you marketing communications.

Where GLII discloses your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement.

In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, GLLI  may disclose your personal information to the extent that it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.

 

Securing your data:

GLLI  will take every  technical and organizational precautions available  to prevent the loss, misuse or alteration of your personal information.

GLLI  will store all the personal information you provide [on its secure servers].

[Information relating to electronic transactions entered into via this website will be  protected by encryption technology.]

 

Cross-border data transfers:

Information that GLLI  collects may be stored and processed in and transferred between any of the countries in which GLLI  operates to enable the use of the information in accordance with this privacy policy. You agree to such cross-border transfers of personal information.

 

Updating this statement

GLLI  may update this privacy policy by posting a new version on this website.  You should check this page occasionally to ensure you are familiar with any changes.  

 

Contact GLLI:

If you have any questions about this privacy policy or GLLI’s treatment of your personal information, please contact GLLI through the Contact Us page on the website.

 

GLLI DISCLAIMER AND AGREEMENT:

The GLLI Web Site (the “Site”) is an online information service provided by GLLI, subject to your compliance with the terms and conditions set forth below.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. GLLI MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

 

COPYRIGHT, LICENSES AND IDEA SUBMISSIONS:

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are GLLI, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to GLLI a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to GLLI by all means and in any media now known or hereafter developed. You also grant to GLLI the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against GLLI  for any alleged or actual infringement or misappropriation of any proprietary right in your communications to GLLI

 

TRADEMARKS:

Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of GLLI. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

 

USE OF THIS SITE:

You understand that, except for information, products or services clearly identified as being supplied by GLLI.    GLLI does not operate, control or endorse any information, products or services on the Internet in any way. Except for GLLI- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with GLLI. You also understand that GLLI cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection, viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. GLLI PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NON-INFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND GLLI SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. GLLI DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. GLLI HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

 

LIMITATION OF LIABILITY:

IN NO EVENT WILL GLLI BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF GLLI OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, GLLI LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
GLLI makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non- GLLI web site, please understand that it is independent from GLLI , and that GLLI has no control over the content on that web site. In addition, a link to a GLLI web site does not mean that GLLI endorses or accepts any responsibility for the content, or the use, of such web site.

 

INDEMNIFICATION:

You agree to indemnify, defend and hold harmless GLLI , its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

 

THIRD PARTY RIGHTS:

The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of GLLI and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

 

TERMINATION:

This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

 

MISCELLANEOUS:

This Agreement shall all be governed and construed in accordance with the laws of The Netherlands, all of its cross-border countries and Provinces applicable to agreements made and to be performed in The Netherlands. You agree that any legal action or proceeding between GLLI and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in The Netherlands . Any cause of action or claim you may have with respect to the Service must be commenced within 28 days after the claim or cause of action arises or such claim or cause of action is barred. GLLI’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. GLLI may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.

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